Friday, March 13, 2020

The Nation Takes Shape Essays - Midwestern United States

The Nation Takes Shape Essays - Midwestern United States The Nation Takes Shape The Nation Takes Shape by Marcus Cunliffe published by the University of Chicago Press 1789-1800 Bobby Earl Ms. C. Love February 12, 1998 The period of time from 1789 to 1839 was an age of growth for the United States of America; the United States grew bigger and better in general, it expanded into the West, and its commerce and industry also grew substantially. This is in part because of the great political leaders such as George Washington, Thomas Jefferson, and Andrew Jackson, but also in part of growing national pride and the yearning to become a successful nation. America grew larger and improved greatly in the first half century of its life. The territory of the United States tripled in size as America bought large amounts of property from other nations, and the number of the states in the Union doubled. The population doubled twice from around four million people to almost sixteen million people, and by the year 1840 rolled around. American exports also quadrupled in size to about $80 million dollars in profit. The national debt from earlier years was completely paid off in this time period; a feat that has not been accomplished since. An Army and Navy were established to protect the country, and judiciary, legislative, and executive departments of the government were formed with the ratification of the Constitution of the United States of America. Transportation became much easier in America by 1840. Approximately 2500 miles of canals and 3000 miles of railroads had been constructed. Harbors, lighthouses, and dry docks had also greatly incr eased in number to aid the seafarers. In the first fifty years of its history, almost all parts of America grew enormously, from schools to post offices to forts. America was a becoming a stronger nation in a world of giants. Another area of American growth was the West. As the Constitution was being signed, virtually no one lived on the western side of the Appalachian mountains. The Louisiana Purchase doubled the United States in size, however, and people soon started to expand into the empty space. At first, the thirteen original states argued over land boundaries from the colonial times. Eventually, they all ceded the controversial land to the United States government. The American government soon issued the Northwest Ordinance to deal with the land in the northwest. The ordinance divided up the territory into townships of thirty-six square mile sections. Each square mile would be sold at about $640. The ordinance also set the requirements the territory had to meet to be given a non-voting representative in Congress and to be eligible for statehood. The Northwest Ordinance also outlawed slavery in the Northwest Territory. There were other residents of this territory, however. Many Native Americans were pushed out after Mad Anthony Wayne defeated them at Fallen Timbers. Also, Jay's Treaty prevented the British from intervening in the Northwest Territory any longer. This eradication of non-Americans left room for many more people to move west and gave them a more secure feeling of safety. There were quite a few more reasons that people wanted to move out west. One of the reasons was because of the lack of farming land in the east. In the Northeast the soil was too rocky and poor to be able to sustain profitable farms. In the middle states, the soil was being eroded away; the tobacco plantations were ruining the soil in the South. Another reason was because the ideal of Manifest Destiny, the belief that the United States should reach from coast to coast, was becoming more popular. For these reasons and more, the population in the West grew rapidly, and the empty territories quickly became states. Another area in which America grew considerably was in commerce and industry. Before the Revolution, the colonies and Britain had established a relationship in which the colonies would export many raw products to Britain, and Britain would export many finished products to America. After the Revolution, Britain remained the United States' most valuable trading partner, but America also opened up to some new foreign markets, such as those in Latin America, the Mediterranean, and the Far East, areas economically controlled by major European powers. Between the years of 1793 to 1815, wars raged

Tuesday, February 25, 2020

Smartphone Lab Report Example | Topics and Well Written Essays - 5000 words

Smartphone - Lab Report Example one owners (or potential owners) are aimed at tracing the constantly varying preferences of the audience, and make corresponding changes in the construction, electronic stuffing, as well as applications. While leaders of the smartphone market set the tendency, the others have to trim the sales to the wind; nevertheless, everyone has to study the needs and preferences of the potential customers. Marketing Details. Problem Definition In accordance with the research by Bojei and Hoo (2012), the smartphone audience has increased essentially for the recent several years. The 2012 surveys show that almost half of the mobile consumers in the USA, Western Europe, and Australia own smartphones, and this amount is expected to reach 70% level in 2014. From the viewpoint of the profit share, the smartphone segment is essentially more profitable. Therefore, Apple Inc. holds up to 52% of the smartphone segment operating income. Samsung is featured with 29%. The key questions that the research is f ocused on are as follows: 1. What are the smartphone segment leaders 2. What are the key factors of the gadget popularity 3. What parameters are used for evaluating gadgets The key problem of the research is mainly based on defining the image of the audience. Since the growth of the smartphone segment is quite exceptional, it should be stated that the overall marketing study should not touch upon the communication aspect. This can be explained by the fact that smartphones are also used for shopping, leisure, navigation, sport activities, etc. For at least 20% of smartphone users, this gadget has become the primary way of internet access. In fact, the mobile phone segment study is not a novelty in marketing, since the surveys are arranged from the moment smartphones have become a mass... It is stated that the global phone market growth has decreased over the last two years. This is explained by the fact that the markets are highly penetrated, and the growth for the account of new customers can not compensate the growth decrease. Nevertheless, the smartphone segment of mobile gadgets tends to grow, and the aim of the current research is to evaluate and analyze the customers’ demands and needs in smartphones. Therefore, the current research is focused on the matters of studying the smartphone segment, and the key research effort is associated with studying the preferences of the audience. The data collection process involved filling out the questionnaire only, while data analysis required using additional sources for the proper interpretation of the primary data analysis. Proper analysis required marketing, economic, and industry data as a basis of the questionnaire analysis. Hence, the research was based on the actual researches, theories and patterns, and the outcomes of the qualitative research analysis will not be randomized as in case of pure studies. Considering the necessity to analyze the mass of statistical data, the research involved quantitative approaches as well. These are based on the SSPS data analysis, however, the number of respondents is not sufficient for proper statistic evaluation. This paper approves that the individuality of the customers is not considered in the research, however, some information was collected through personal communication.

Sunday, February 9, 2020

Effect of Credit Crunch on Banking Sector in the UK Dissertation

Effect of Credit Crunch on Banking Sector in the UK - Dissertation Example 33 Figure 1.2: UK Banking Sector - Northern Rock Example 34 Figure 1.3: Business and Financial Services Growth Relative to Overall UK GDP Growth 35 Introduction The origin of the credit crunch was in the US in the year 2007. Several evidences proved that UK had also been affected due to the credit crunch (Ball & Et. Al., 2009). This report will analyse several aspects regarding the impacts of the credit crunch on the UK banking sector. General Statement The report will be dealing with the impacts of the credit crunch on the UK. It is a broad aspect hence the topic has been specified through restricting its focus only on the banking sector. Therefore, the prime research statement undertakes the analysis of the impact of credit crunch on the banking sector. Specific Statements In order to draw the ultimate findings of the research statements, the following specific statements will be evaluated ‘The Credit Crunch Explained’ ‘Credit Crunch — Banks Stop Lendingâ €™ ‘Banking Sector Timeline - From Credit Crunch to Present Day’ ‘Bankers Made 'Astonishing Mess'’ ‘UK Banking Regulation’ Requirement for Further Investigation The scope of study is huge as it encompasses the entire banking sector of the UK. Due to the constraint of time, it might not be possible to conduct an immense research. The study can be more concrete if increased number of real evidences could be included. Moreover, views of the managers or the finance managers of the banks in the UK can be taken into consideration to acquire the in-depth analysis of the topic. It is evident that the impact of credit crunch will not have similar implications to the big and small banks. Therefore, it can be stated that there is a further scope of investigating the differences of the impact in between the... The origin of the credit crunch was in the US in the year 2007. Several evidences proved that UK had also been affected due to the credit crunch. This report will analyse several aspects regarding the impacts of the credit crunch on the UK banking sector. The report will be dealing with the impacts of the credit crunch on the UK. It is a broad aspect hence the topic has been specified through restricting its focus only on the banking sector. Therefore, the prime research statement undertakes the analysis of the impact of credit crunch on the banking sector. The scope of study is huge as it encompasses the entire banking sector of the UK. Due to the constraint of time, it might not be possible to conduct an immense research. The study can be more concrete if increased number of real evidences could be included. Moreover, views of the managers or the finance managers of the banks in the UK can be taken into consideration to acquire the in-depth analysis of the topic. It is evident that the impact of credit crunch will not have similar implications to the big and small banks. Therefore, it can be stated that there is a further scope of investigating the differences of the impact in between the smaller and the bigger banks. The primary objective of the project is to determine the impact of the credit crunch in the banking sector of the UK. The concept of the credit crunch is related with the banking sector as it is based on the lending procedure. It indicates that basic concepts are needed to be conceptualised.

Thursday, January 30, 2020

Mergers and Acquisition Essay Example for Free

Mergers and Acquisition Essay Why are there mergers and acquisitions? Mergers and acquisitions take place for a number of reasons, such as refinancing for a better price, amplifying expansion, and submerging risk through diversification. New entities may drag behind after a merger takes place due to the higher cost of matching different and unconnected economic activities. Diversification by business groups may also reduce technical effectiveness. When a merger takes place, a bigger business groups emerges from the two which usually will have more economic and political influence In this paper, we will assess the impact of mergers and acquisitions on firms, including sensible and dubious reasons for, and benefits and costs of, cash and stock transactions. We will also be sure to examine the financial risks of merging with or acquiring an organization in another country and how those risks could be mitigated. First we will we will assess the impact of mergers and acquisitions on firms while also touching on the benefits and costs of, cash and stock transactions. Who gains from mergers? Typically, the selling firm tends to be impacted favorably by the merge and/or acquisition rather than the firm acquiring the selling firm. Studies demonstrate that most of the benefits from mergers and acquisitions were earned by the selling firm, not the acquiring company. For example, recent research found that holders in the acquiring firm earned an estimated 4% return on their investment with the completed acquisition in contrast to the holders of the target firm whom typically received a 30% return on their investment. So, to imply that mergers and acquisitions do not create benefits would not be correct because the acquiring firms are paying too much money for their acquisitions. There are many sensible and dubious reasons for mergers and acquisitions. Many times the reason for acquisitions is for expansion. Expansion that is not limited by internal resources means there is no reduction of working capital which crates many benefits such as; stocks can be exchanged faster, assets can be purchased more quickly rather than building, better technology can be gained as well as resources and skills, and the tax benefits can sometimes give the new company better operating leverage in their particular market. Smaller firms will usually always gain from merging with larger firms because larger firms have better equipment, resources, and technology. The aforementioned reasons make the merged firms more effective in daily operations, which in turn, make the merged firms more alluring to their current and potential clients. Mergers and acquisitions also help reduce the merged firms risk by diffusing their debt and risk among the various companies with the firm. Oftentimes firms will merge in order to gain a larger market share within their perspective fields. For example, ATT recently merged with Cingular Wireless to become the nations largest telephone network and gain the highest market share of customers in telecommunications, thus trying to eliminate competition. Now, we will discuss the financial risks of merging with or acquiring companies in another country. There are many financial risks of merging or acquiring companies in another country. One, oftentimes there are culture clashes between the foreign firm and the home firm. These cultural clashes sometimes lead to losing valuable managers and workers to other firms because they do not desire to live in another country. Two, there may be a conflict of intentions in two different countries which could spell disaster for all firms involved. Other financial risks can include; foreign exchange rates, lawyer, banker, and brokers fees. Firms must know foreign banking and business laws such as the proper filings they must report with the SEC and foreign officials. Many consideration must be taken when considering merging /and or acquiring a foreign firm. In this paper, we assessed the impact of mergers and acquisitions on firms which we found to be more beneficial to the smaller of the merging firms due to their gaining of better equipment and resources. We found that there are indeed many sensible and dubious reasons for, and benefits and costs of, cash and stock transactions which include risk diversification among the merged firms. We examined the financial risks of merging with or acquiring an organization in another country and conclude that mitigation can be done by ensuring that the proper laws and culture differences are overcome before merging. References Brealey, R., Myers, S., Marcus, A. (2004). Fundamentals of Corporate Finance. Chapter 22: Mergers, Acquisitions, and Corporate Control. Retrieved from the internet on April 22, 2007 from https://ecampus.phoenix.edu/content/eBookLibrary/content/eReader.h#Investopedia.com.(2007). Retrieved from the internet on April 22, 2007 from www.investopedia.com/university/mergers/mergers4.asp 36k

Wednesday, January 22, 2020

Austin Museum Of Art :: essays research papers

The Austin Museum of Art was the first of the three galleries attended. At the time, the museum had a touring â€Å"Rock and Roll† exhibit, which had its focus on the influence of the Rock –and-Roll culture on art. The pieces were arranged in a chronological order and started with the Pop Art of the early 1960’s. Located in the section were two silk screens, one of Mick Jaggard and the other of Prince, done by Andy Warhol. There were a few other pieces in this time period that helped to point out a major turning point in both art and photography. It was now okay to use other people’s photographs in an art piece. Also, it symbolized a beginning of the manipulation of the photograph. No longer were the artists bound to having their work on paper, there were new and limitless areas to explore now in photography. These were the main works that caught my attention in the museum, but there were many other pieces. Other works went through the abstract and full of color 1960’s, until the newer more mechanical art of the 1980’s and 90’s.   Ã‚  Ã‚  Ã‚  Ã‚  After attending the Austin Museum of Art, the students headed for a smaller, more informal gallery. The Dumont Gallery contained works from various photographers that were entered into a contest earlier in the year. Now the pictures were traveling around the state of Texas, and had even made a stop at the MSC in College Station. The pieces in the exhibit made visible the numerous ways in which art and photography can be presented. There were huge photographs, Polaroids, pictures developed onto clothing, series photographs, bound pictures, and a large amount whose methods of production could not be identified. There was one group of photographs done by the same artist that truly caught my attention. The artist, while a young woman did not have a very interesting life, and often sought refuge in the Nancy Drew mystery novels. Now, she has often caught herself talking to people about her life and actually telling the events that happened in the books instead of her l ife. It was because of those events that she did a series of photographs were she dressed up like Nancy Drew and posed in her pictures that played out the different stories from the books. She decided, why not be her if you think you are her.

Monday, January 13, 2020

Relative Isolation of Sub-Saharan Africa

Relative Isolation on Sub-Saharan Africa Relative isolation affected the development of sub-Saharan African cultures. The lack of contact with other African societies and non-African societies helped shape many distinct groups with individualistic forms of religion, language, and customs. Religion can only spread by contact with other people. There are two main religions in the Middle East and in Europe that have gained dominance and fight to maintain power. Religions such as Greek mythology were quickly pushed aside when a dominant power came in with a different religion.There are physical obstacles that kept people out of sub-Saharan Africa until the sixteenth century. This means that no major powers/religions were able to spread across the continent and unify the culture. This type of relative isolation is also true amongst African societies. Environmental factors have rendered it nearly impossible for an African society to put itself in a position of dominance over other societie s. Because the individual societies were focused on self-preservation instead of trading and conquering they each created their own unique religion.Africans did not have a large society/kingdom to fall back on for protection and survival. They also live in one of the harshest environments in the world; this forced them to live â€Å"as one with nature†, causing semi nature based religious systems which can also been seen in Native American culture pre-colonization. Even though the groups developed unique religions they still parallel other groups that lived under the same ecological conditions in Africa and in the Americas.Language is a defining piece of a societies identity; it creates a sense of unity amongst people, it shows a group’s means of food production, and it individualizes bands of people. African societies historically have not been in conflict with each other. This means that each group developed it’s own language and the langue has advanced along with the society. In places such as Europe and the Middle East each group had developed individual languages but with the progression of empires such as the Egyptians and the Romans came the spread of unified language.Unified language means societies now have words for tools and gods that they do not have. With little to no contact amongst African societies language did not spread through natural transactions: curiosity or trade. Societies in the rest of the world have been in contact with one another long before they were able to penetrate into sub-Saharan Africa. This means that they were trading; in order to trade one must be able to communicate with another. Trading will affect the language as whole, which will in turn cause unification in counting systems, religion, and technology.Societies in Africa did not have this exchange between groups which caused them to develop distinct societies which only had the technology and religion required to keep them alive. African customs we re derived from a need for survival. Societies in Africa had to deal with a harsh environment that was constantly pushing back at them. Their customs were a means of survival from the way they handled religion to telling children scary stories about dangerous plants and animals in the means of fairy tales. Unlike societies in Europe that usually had a kingdom of people to rely on for protection and food, Africans had to fight for survival.European societies created customs to separate classes of people based on wealth or physical appearance or some other identifier whereas African groups only created customs that benefited the group. The isolation of African societies caused them to create similar but distinctly different customs from each other. Relative isolation caused African societies to develop differently than the shared cultures of most the world. Societies in Africa also develop distinct cultures from each other due to their lack of contact with neighboring groups.

Sunday, January 5, 2020

What Is Your Experience With Standardized Testing

†¢ What is your experience with standardized testing? I have five children so I am familiar with these test because every year the children come home talking about like it is the end of the world. The children state the teachers are panicking and pushing paperwork on them to complete at home. This has made my third child very nervous, and even not want to go to school because he is afraid of failing the teacher. My oldest child said the test counts as 20% of their grade. I do not think this is right. Why should one test determine so much of my child’s final grade? It should not. †¢ In your opinion, what are the pros (advantages)? The test can potential show the child’s ranking in subjects and what they have learned. The test can show were the child needs more work and this is a plus, but the tests are scored and then placed depending on that score. †¢ In your opinion, what are the cons (negatives)? Too much stress on the children and the teachers. The test stresses everyone out and they work themselves up and mess up at times due to this stress. †¢ Do you think they have been good for education overall? No, not really. I think the average testing was working fine before these types of test came along. The children do not seem any smarter now than they did years ago at this age. †¢ Do you think standardized testing is more appropriate for some ages than others? What ages and why? Yes, I do not feel the elementary school should be under these types of pressure. These kidsShow MoreRelatedStandardized Testing And Standardized Tests1204 Words   |  5 PagesYou must mark all your answers on this answer sheet. Use only a No. 2 pencil. You may not use a pen.   When you fill in the circles, make heavy black marks.   If you make a mistake, erase it completely.   Make no stray marks. Do not make any marks on the back of the answer sheet. 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The question most familiar to students and many others, is why we are subject to standardized testing? SomeRead MoreAnalysis Of Alfred Binet And Lewis Terman On Intelligence Testing1696 Words   |  7 PagesAlfred Binet and Lewis Terman on their approaches to intelligence testing there are some similarities amongst the two. One such similarity would be regarding content. Alfred Binet’s approach to intelligence testing consisted of tests that ranged in difficulty levels from easy to hard. These tests required one to demonstrate his or her own cognitive ability, decision making, and verbal skills. Lewis Terman’s approach to intelligence testing was an updated version of Binet’s. Terman also used cognitiveRead MoreThe Pros And Cons Of Standardized Testing850 Words   |  4 Pagesâ€Å"teachers teach, learners learn, and standardized tests monitor how well the process is going† (Brady). Standardized tests have become an educational routine. This testing limits the teachers ability to teach creatively to the students. As a college student, I have undergone ten years of standardized tests and have experienced many different teacher’s opinions towards them, from this I believe have endured enough testing torture to give a valued opinion. Standardized tests are created to compare a studentRead MoreStandardized Testing Is The Best Way For Measure Students Intelligence Levels1155 Words   |  5 PagesBelieving that It is Stupid’†(Baskerville). This is a quote that is theorized to have been said by Albert Einstein and can easily be applied to standardized testing in our schooling system. Although some think that standardized testing is the best way to measure students intelligence levels, research suggests that it is ineffective due to factors such as not testing over all subjects, changing how schools teach, discrimination, and the mindset that it creates, therefore colleges should not use them inRead MoreEssay on EDA 577 Develop Goals867 Words   |  4 Pagesstructure of testing. (See figures 2.1, 2.2, 2.3) Personnel Responsible: Classroom teachers, reading coach, dean of instruction. Evidence of Completion: District Benchmark (1 for the fall semester (November) see Figure 1.2, 1 spring semester (February).) Percentages, 2015 STAAR results taken in April 2015. 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Throughout my schooling, I was fortunate to have the most influential teachers that assisted me into becoming who I am today. I was a student who struggled until the 8th grade. Luckily, my teachers took their time to tutor me one on one after and before school. One teacher, in particular, had the greatest impact on my education and is the reason why I did not give on learning. Reading and writing were my worst subjects